:root{--bg:#F6F8FC;--bg2:#EDF2FA;--card:#fff;--text:#0B1B33;--muted:#5A6680;--line:#E3E8F1;--navy:#10305F;--navy2:#0A2147;--gold:#D9A441;--gold2:#F3CF72;--golddk:#A8771C;--logo:#10305F;--green:#16A34A;--shadow:0 1px 2px rgba(16,48,95,.05),0 12px 32px -12px rgba(16,48,95,.18);--r:20px;color-scheme:light}
[data-theme=dark]{--bg:#060E1C;--bg2:#0A1628;--card:#0E1B30;--text:#E9EEF8;--muted:#95A3BC;--line:#1B2A44;--navy:#2F5FA8;--navy2:#0A1628;--logo:#E9EEF8;--shadow:0 1px 2px rgba(0,0,0,.3),0 16px 40px -16px rgba(0,0,0,.6);color-scheme:dark}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:Manrope,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--text);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased;transition:background .3s,color .3s}
a{color:inherit;text-decoration:none}
svg{display:block;flex:none}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
.wrap{width:min(1160px,100% - 40px);margin-inline:auto}
h1,h2,h3{line-height:1.12;letter-spacing:-.025em;font-weight:800}
h1{font-size:clamp(34px,5.2vw,62px)}
h2{font-size:clamp(28px,3.6vw,44px)}
h3{font-size:19px;letter-spacing:-.01em}
.muted{color:var(--muted)}
.kicker{display:inline-flex;align-items:center;gap:10px;font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--golddk)}
[data-theme=dark] .kicker{color:var(--gold2)}
.kicker::before{content:"";width:24px;height:2px;border-radius:2px;background:linear-gradient(90deg,var(--gold),var(--gold2))}
.sec{padding:100px 0}
.sec.alt{background:var(--bg2)}
.head{max-width:700px;margin-bottom:52px}
.head h2{margin-top:14px}
.head p{margin-top:16px;font-size:18px;color:var(--muted)}
.head.c{text-align:center;margin-inline:auto}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:16px 24px;border-radius:14px;font-weight:700;font-size:16px;white-space:nowrap;transition:transform .2s,box-shadow .2s,background .2s;will-change:transform}
.btn svg{width:20px;height:20px}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#0B1B33;box-shadow:0 10px 24px -10px rgba(217,164,65,.8)}
.btn-navy{background:var(--navy2);color:#fff}
[data-theme=dark] .btn-navy{background:#1B2E4F}
.btn-line{border:1.5px solid var(--line);background:var(--card)}
.btn-line:hover{border-color:var(--gold)}
.btn-tg{background:#229ED9;color:#fff}
.btn-sm{padding:11px 16px;font-size:15px;border-radius:12px}

.hdr{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--bg) 82%,transparent);backdrop-filter:saturate(1.6) blur(14px);-webkit-backdrop-filter:saturate(1.6) blur(14px);border-bottom:1px solid transparent;transition:border-color .3s}
.hdr.s{border-color:var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:22px;height:76px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{width:44px;height:auto;display:block}
.wm{font-weight:800;font-style:normal;font-size:19px;letter-spacing:.02em;display:inline-flex;align-items:center;gap:5px;transform:skewX(-8deg);color:var(--logo);white-space:nowrap}
.wm b{background:linear-gradient(135deg,var(--gold2),var(--gold) 55%,var(--golddk));color:#0B1B33;padding:1px 7px;border-radius:5px}
.nav{display:flex;gap:4px;margin-left:auto}
.nav a{padding:9px 12px;border-radius:10px;font-weight:600;font-size:15px;color:var(--muted);transition:.2s;white-space:nowrap}
.nav a:hover,.nav a.on{color:var(--text);background:var(--card)}
.tools{display:flex;align-items:center;gap:10px}
.lang{display:flex;padding:3px;border-radius:12px;background:var(--card);border:1px solid var(--line)}
.lang a{padding:6px 10px;border-radius:9px;font-size:13px;font-weight:800;color:var(--muted)}
.lang a.on{background:var(--navy2);color:#fff}
[data-theme=dark] .lang a.on{background:var(--gold);color:#0B1B33}
.ico-btn{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--card);border:1px solid var(--line)}
.ico-btn svg{width:20px;height:20px}
.ico-btn .moon,[data-theme=dark] .ico-btn .sun{display:none}
[data-theme=dark] .ico-btn .moon{display:block}
.burger{display:none}

.hero{position:relative;overflow:hidden;padding:72px 0 96px;background:radial-gradient(900px 480px at 85% 10%,rgba(217,164,65,.16),transparent 65%),radial-gradient(600px 380px at 5% 70%,rgba(16,48,95,.08),transparent 70%)}
[data-theme=dark] .hero{background:radial-gradient(900px 480px at 85% 10%,rgba(217,164,65,.14),transparent 65%),radial-gradient(640px 420px at 5% 70%,rgba(47,95,168,.18),transparent 70%)}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(var(--line) 1px,transparent 1px),linear-gradient(90deg,var(--line) 1px,transparent 1px);background-size:64px 64px;opacity:.45;mask-image:radial-gradient(ellipse at 60% 40%,#000,transparent 70%);-webkit-mask-image:radial-gradient(ellipse at 60% 40%,#000,transparent 70%);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.pill{display:inline-flex;align-items:center;gap:10px;padding:8px 14px 8px 10px;border-radius:999px;background:var(--card);border:1px solid var(--line);font-size:14px;font-weight:700;box-shadow:var(--shadow)}
.dot{width:9px;height:9px;border-radius:50%;background:var(--green);box-shadow:0 0 0 0 rgba(22,163,74,.55);animation:p 2s infinite}
@keyframes p{70%{box-shadow:0 0 0 10px rgba(22,163,74,0)}100%{box-shadow:0 0 0 0 rgba(22,163,74,0)}}
.hero h1{margin:22px 0 20px}
.hero h1 em{font-style:normal;background:linear-gradient(120deg,var(--golddk),var(--gold) 40%,var(--gold2));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .lead{font-size:19px;color:var(--muted);max-width:560px}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.trust{display:grid;grid-template-columns:repeat(4,auto);gap:8px 34px;margin-top:44px;padding-top:30px;border-top:1px solid var(--line);width:max-content;max-width:100%}
.trust b{display:block;font-size:30px;font-weight:800;letter-spacing:-.03em}
.trust span{font-size:14px;color:var(--muted)}
.visual{position:relative;aspect-ratio:1;max-width:470px;width:100%;justify-self:center}
.orb{position:absolute;inset:6%;border-radius:50%;background:var(--card);box-shadow:var(--shadow),inset 0 0 0 1px var(--line);display:grid;place-items:center}
.orb{background:#fff}
.orb img{width:86%;height:auto}
.ring{position:absolute;inset:0;border-radius:50%;background:conic-gradient(from 0deg,transparent 0 55%,var(--gold) 75%,var(--gold2) 82%,transparent 90%);-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 2px),#000 calc(100% - 1px));mask:radial-gradient(farthest-side,transparent calc(100% - 2px),#000 calc(100% - 1px));animation:spin 9s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.chip{position:absolute;display:flex;align-items:center;gap:10px;padding:12px 16px;border-radius:16px;background:var(--card);border:1px solid var(--line);box-shadow:var(--shadow);font-weight:700;font-size:14px;animation:fl 6s ease-in-out infinite}
.chip i{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;background:rgba(217,164,65,.15);color:var(--golddk)}
.chip i svg{width:18px;height:18px}
.chip small{display:block;font-weight:600;color:var(--muted);font-size:12px}
.chip.c1{top:9%;left:-6%}
.chip.c2{bottom:12%;right:-8%;animation-delay:-3s}
.chip.c2 i{background:rgba(22,163,74,.14);color:var(--green)}
@keyframes fl{50%{transform:translateY(-10px)}}

.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{position:relative;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:30px;transition:transform .25s,box-shadow .25s,border-color .25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.card .ic{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(135deg,rgba(243,207,114,.25),rgba(217,164,65,.12));color:var(--golddk);margin-bottom:20px}
[data-theme=dark] .card .ic{color:var(--gold2)}
.card .ic svg{width:26px;height:26px}
.card p{margin-top:10px;color:var(--muted);font-size:15.5px}
.card .n{position:absolute;top:24px;right:26px;font-weight:800;font-size:14px;color:var(--line)}

.laws{display:flex;flex-wrap:wrap;gap:8px 22px}
.avoid{position:relative;overflow:hidden;background:linear-gradient(135deg,#0A2147,#10305F 60%,#163E7A);color:#fff}
[data-theme=dark] .avoid{background:linear-gradient(135deg,#0A1A36,#0F2A55 60%,#143670)}
.avoid::after{content:"";position:absolute;right:-160px;top:-160px;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,rgba(243,207,114,.22),transparent 70%);pointer-events:none}
.avoid .wrap{position:relative;z-index:1}
.avoid .kicker{color:var(--gold2)}
.avoid .head p{color:#C3CFE4}
.av-grid{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.av-grid li{display:flex;gap:12px;align-items:center;padding:18px;border-radius:16px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);font-weight:700;font-size:15.5px;line-height:1.35}
.av-grid svg{width:24px;height:24px;color:#F87171}
.av-note{margin-top:28px;display:grid;grid-template-columns:auto 1fr;gap:32px;align-items:center;padding:28px 34px;border-radius:22px;background:linear-gradient(135deg,var(--gold2),var(--gold));color:#0B1B33;box-shadow:0 20px 40px -18px rgba(217,164,65,.8)}
.av-note b{display:block;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.av-note strong{display:block;font-size:clamp(30px,4vw,44px);font-weight:800;letter-spacing:-.03em;line-height:1.1;white-space:nowrap}
.av-note p{font-size:16.5px;font-weight:600}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
.step{position:relative;padding:30px 26px;border-radius:var(--r);background:var(--card);border:1px solid var(--line)}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);display:block;font-size:44px;font-weight:800;line-height:1;margin-bottom:18px;background:linear-gradient(135deg,var(--gold2),var(--golddk));-webkit-background-clip:text;background-clip:text;color:transparent}
.step p{margin-top:8px;color:var(--muted);font-size:15px}
.step:not(:last-child)::after{content:"";position:absolute;top:52px;right:-14px;width:8px;height:8px;border-top:2px solid var(--gold);border-right:2px solid var(--gold);transform:rotate(45deg);z-index:1}

.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.checks{list-style:none;display:grid;gap:12px}
.checks li{display:flex;gap:14px;align-items:flex-start;padding:16px 18px;border-radius:14px;background:var(--card);border:1px solid var(--line);font-weight:600}
.checks li svg{width:22px;height:22px;color:var(--green);margin-top:1px}
.note{margin-top:26px;padding:20px 22px;border-radius:16px;border:1px dashed var(--gold);background:rgba(217,164,65,.07);font-size:15.5px}
.law{display:inline-flex;align-items:center;gap:8px;margin-top:22px;font-weight:700;color:var(--golddk);border-bottom:1.5px solid currentColor}
[data-theme=dark] .law{color:var(--gold2)}
.law svg{width:16px;height:16px}

.tl{position:relative;display:grid;gap:0}
.tl::before{content:"";position:absolute;left:23px;top:10px;bottom:10px;width:2px;background:linear-gradient(var(--gold),var(--line))}
.tl div{position:relative;display:grid;grid-template-columns:48px 1fr;gap:18px;padding:12px 0}
.tl i{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--card);border:2px solid var(--gold);font-style:normal;font-weight:800;font-size:13px;z-index:1}
.tl b{display:block;font-size:17px}
.tl span{color:var(--muted);font-size:15px}

.why{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.why div{display:flex;gap:16px;padding:24px;border-radius:18px;background:var(--card);border:1px solid var(--line)}
.why svg{width:26px;height:26px;color:var(--gold)}
.why p{color:var(--muted);font-size:15px;margin-top:4px}
.why h3{font-size:17px}

.offices{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.office{background:var(--card);border:1px solid var(--line);border-radius:24px;overflow:hidden;display:flex;flex-direction:column}
.office .body{padding:28px}
.office .map{flex:1;min-height:250px;height:auto}
.office .tag{display:inline-block;font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--golddk);margin-bottom:10px}
[data-theme=dark] .office .tag{color:var(--gold2)}
.office .addr{display:flex;gap:12px;margin-top:14px}
.office .addr svg{width:20px;height:20px;color:var(--gold);margin-top:3px}
.office .row{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.map{position:relative;height:250px;background:var(--bg2);border-top:1px solid var(--line);display:grid;place-items:center;overflow:hidden}
.map::before{content:"";position:absolute;inset:0;background-image:linear-gradient(var(--line) 1px,transparent 1px),linear-gradient(90deg,var(--line) 1px,transparent 1px);background-size:28px 28px;opacity:.7}
.map iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.map button{position:relative;z-index:1}

.faq{display:grid;gap:12px;max-width:860px;margin-inline:auto}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:0 24px;transition:border-color .2s}
.faq details[open]{border-color:var(--gold)}
.faq summary{list-style:none;cursor:pointer;padding:20px 0;font-weight:700;font-size:17px;display:flex;justify-content:space-between;gap:20px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:12px;height:12px;border-right:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(45deg);transition:.25s;margin-top:-6px}
.faq details[open] summary::after{transform:rotate(225deg);margin-top:6px}
.faq p{padding-bottom:20px;color:var(--muted)}

.band{position:relative;overflow:hidden;border-radius:30px;padding:56px;background:linear-gradient(135deg,#0A2147,#10305F 60%,#163E7A);color:#fff;display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}
.band::after{content:"";position:absolute;right:-120px;top:-120px;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(243,207,114,.35),transparent 70%)}
.band h2{max-width:620px;position:relative;z-index:1}
.band p{margin-top:12px;color:#C3CFE4;position:relative;z-index:1}
.band .cta{margin:0;position:relative;z-index:1}

.page-hero{padding:64px 0 40px}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:18px}
.crumbs a:hover{color:var(--text)}
.page-hero p{font-size:19px;color:var(--muted);max-width:680px;margin-top:18px}
.article{display:grid;grid-template-columns:260px 1fr;gap:56px;align-items:start}
.toc{position:sticky;top:100px;display:grid;gap:4px;padding:20px;border-radius:18px;background:var(--card);border:1px solid var(--line)}
.toc b{font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.toc a{padding:8px 10px;border-radius:10px;font-weight:600;font-size:15px;color:var(--muted)}
.toc a:hover{background:var(--bg2);color:var(--text)}
.prose{max-width:760px}
.prose section{scroll-margin-top:100px;margin-bottom:54px}
.prose h2{font-size:clamp(24px,3vw,32px);margin-bottom:18px}
.prose p{color:var(--muted);font-size:17px;margin-bottom:14px}
.prose ol{list-style:none;counter-reset:o;display:grid;gap:12px}
.prose ol li{counter-increment:o;display:grid;grid-template-columns:36px 1fr;gap:14px;padding:16px 18px;border-radius:14px;background:var(--card);border:1px solid var(--line)}
.prose ol li::before{content:counter(o);width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--navy2);color:var(--gold2);font-weight:800;font-size:15px}
.bad li svg{color:#DC2626!important}

.ftr{margin-top:100px;border-top:1px solid var(--line);padding:56px 0 28px;font-size:15px}
.ftr .g{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px}
.ftr h4{font-size:14px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:16px}
.ftr ul{list-style:none;display:grid;gap:10px}
.ftr a:hover{color:var(--golddk)}
.ftr p{color:var(--muted);margin-top:16px;max-width:340px}
.copy{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-top:44px;padding-top:24px;border-top:1px solid var(--line);color:var(--muted);font-size:14px}

.fab{position:fixed;right:22px;bottom:22px;z-index:60;display:grid;gap:12px}
.fab a{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;color:#fff;box-shadow:0 12px 28px -8px rgba(0,0,0,.35);transition:transform .2s}
.fab a:hover{transform:scale(1.07)}
.fab a svg{width:26px;height:26px}
.fab .call{background:var(--green)}
.fab .tg{background:#229ED9}
.mbar{display:none}

.hp{position:absolute!important;left:-9999px;width:1px;height:1px;opacity:0}
input{font:inherit;color:var(--text);background:var(--card);border:1.5px solid var(--line);border-radius:14px;padding:14px 16px;width:100%;outline:none;transition:border-color .2s,box-shadow .2s,background .2s}
input::placeholder{color:var(--muted);opacity:.7}
input:focus{border-color:var(--gold);box-shadow:0 0 0 4px rgba(217,164,65,.16)}
input.bad{border-color:#DC2626;box-shadow:0 0 0 4px rgba(220,38,38,.12)}
.msg{font-size:14px;font-weight:600}
.msg:empty{display:none}
.msg.err{color:#DC2626}
.btn-white{background:#fff;color:#0B1B33;box-shadow:0 12px 30px -12px rgba(0,0,0,.5)}
.btn-green{background:var(--green);color:#fff}
.btn-big{width:100%;padding:17px 22px;font-size:17px;border-radius:16px}
.btn-big svg{transition:transform .25s}.btn-big:hover svg{transform:translateX(4px)}
.btn[disabled]{opacity:.65;pointer-events:none}
.band-a{position:relative;z-index:1}
.band .cta{margin-top:24px}
.band>div:first-child{flex:1 1 380px;position:relative;z-index:1}

.md{border:0;padding:0;margin:auto;width:min(480px,calc(100% - 24px));max-height:calc(100dvh - 24px);border-radius:28px;background:var(--card);color:var(--text);box-shadow:0 40px 100px -20px rgba(0,0,0,.5);overflow:auto;overscroll-behavior:contain}
.md::backdrop{background:rgba(6,14,28,.55);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.md[open]{animation:mdin .35s cubic-bezier(.2,.9,.3,1.2)}
.md[open]::backdrop{animation:fade .3s ease}
@keyframes mdin{from{opacity:0;transform:translateY(24px) scale(.97)}}
@keyframes fade{from{opacity:0}}
.md .lf{position:relative}
.md-body,.md-ok{padding:30px;display:grid;gap:16px}
.md-x{position:absolute;top:16px;right:16px;width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:var(--bg2);color:var(--muted);z-index:2}
.md-x:hover{color:var(--text)}
.md-x svg{width:18px;height:18px}
.md-top{display:flex;gap:14px;align-items:center;padding-right:40px}
.md-top img{flex:none;width:52px;height:auto}
.md-top h2{font-size:24px}
.md-top p{color:var(--muted);font-size:14.5px;margin-top:4px;line-height:1.45}
.chips-r{border:0;display:flex;flex-wrap:wrap;gap:8px}
.chips-r legend{font-size:13px;font-weight:700;color:var(--muted);margin-bottom:10px;padding:0}
.chip-r{position:relative;cursor:pointer}
.chip-r input{position:absolute;opacity:0;width:1px;height:1px}
.chip-r span{display:inline-block;padding:9px 14px;border-radius:999px;border:1.5px solid var(--line);font-size:14px;font-weight:700;color:var(--muted);transition:.2s}
.chip-r input:checked+span{border-color:var(--gold);background:rgba(217,164,65,.14);color:var(--text)}
.chip-r input:focus-visible+span{box-shadow:0 0 0 4px rgba(217,164,65,.25)}
.fld{position:relative;display:block}
.fld>svg{position:absolute;left:16px;top:50%;transform:translateY(-50%);width:19px;height:19px;color:var(--muted);pointer-events:none}
.fld input{padding-left:46px;background:var(--bg)}
.fld input:focus{background:var(--card)}
.os-att{display:flex;gap:10px;align-items:center;padding:12px 14px;border-radius:14px;background:rgba(22,163,74,.1);color:var(--green);font-size:14px;font-weight:700}
.os-att[hidden]{display:none}
.os-att svg{width:18px;height:18px}
.md-trust{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:6px 16px;padding-top:4px;font-size:13px;color:var(--muted);font-weight:600}
.md-trust li{display:flex;gap:6px;align-items:center}
.md-trust svg{width:15px;height:15px;color:var(--gold)}
.md-ok{text-align:center;padding:44px 30px 34px}
.md-ok[hidden],.md-body[hidden]{display:none}
.md-ok p{color:var(--muted)}
.tick{width:84px;height:84px;margin:0 auto 6px}
.tick svg{width:100%;height:100%;fill:none;stroke:var(--green);stroke-width:3;stroke-linecap:round;stroke-linejoin:round}
.tick circle{stroke-dasharray:151;stroke-dashoffset:151;animation:dash .6s ease forwards;fill:rgba(22,163,74,.08)}
.tick path{stroke-dasharray:36;stroke-dashoffset:36;animation:dash .4s .5s ease forwards}
@keyframes dash{to{stroke-dashoffset:0}}
.fab-lead{display:flex;align-items:center;gap:10px;height:58px;padding:0 22px 0 18px;border-radius:999px;background:linear-gradient(135deg,var(--gold2),var(--gold));color:#0B1B33;font-weight:800;font-size:15px;box-shadow:0 14px 30px -10px rgba(217,164,65,.9);transition:transform .2s}
.fab-lead:hover{transform:translateY(-2px)}
.fab-lead svg{width:20px;height:20px}
.fab{justify-items:end}
.cgrid{display:grid;grid-template-columns:repeat(6,1fr);gap:20px}
.cgrid>*{grid-column:span 2}
.cgrid>:nth-child(n+4){grid-column:span 3}
.pk-b{position:relative;padding:28px;display:grid;gap:12px}
.pk-b h2{font-size:22px;padding-right:48px}
.pk-b>p{color:var(--muted);font-size:14.5px;margin:-6px 0 4px}
.pk-o{display:flex;align-items:center;gap:14px;padding:14px 16px;border-radius:16px;border:1.5px solid var(--line);background:var(--bg);font-weight:800;font-size:19px;letter-spacing:-.01em;transition:border-color .2s,transform .2s}
.pk-o:hover{border-color:var(--gold);transform:translateY(-1px)}
.pk-o i{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;background:var(--green);color:#fff;flex:none}
.pk-o.tg i{background:#229ED9}
.pk-o i svg{width:22px;height:22px}
.pk-o small{display:block;font-size:12.5px;font-weight:700;color:var(--muted);letter-spacing:.02em}
.pk-o>svg{margin-left:auto;width:20px;height:20px;color:var(--muted)}

.osago{background:var(--card);border:1px solid var(--line);border-radius:28px;padding:28px;box-shadow:var(--shadow);position:relative;overflow:hidden}
.osago::before{content:"";position:absolute;inset:0 0 auto;height:4px;background:linear-gradient(90deg,var(--gold),var(--gold2),var(--gold))}
.os-head{display:flex;gap:14px;align-items:center;margin-bottom:20px}
.os-ic{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,#0A2147,#163E7A);color:var(--gold2)}
.os-ic svg{width:24px;height:24px}
.os-head b{display:block;font-size:18px}
.os-head small{color:var(--muted);font-size:13px}
.tabs{display:grid;grid-template-columns:1fr 1fr;gap:4px;padding:5px;border-radius:16px;background:var(--bg2);margin-bottom:20px}
.tabs button{display:flex;gap:8px;align-items:center;justify-content:center;padding:11px;border-radius:12px;font-weight:700;font-size:14px;color:var(--muted);transition:.2s}
.tabs button svg{width:17px;height:17px}
.tabs button.on{background:var(--card);color:var(--text);box-shadow:0 2px 8px rgba(0,0,0,.08)}
.os-form{display:grid;gap:16px}
.os-g{display:grid;grid-template-columns:1fr 1.5fr;gap:12px}
.os-g[hidden]{display:none}
.fld2{display:grid;gap:7px;font-size:13px;font-weight:700;color:var(--muted)}
.inp{position:relative}
.inp svg{position:absolute;left:14px;top:50%;transform:translateY(-50%);width:18px;height:18px;color:var(--muted);pointer-events:none}
.inp input{padding-left:42px;text-transform:uppercase;letter-spacing:.08em;font-weight:700;background:var(--bg)}
.plate{position:relative;display:flex;align-items:stretch;border:2.5px solid #0B1B33;border-radius:12px;background:#fff;overflow:hidden;transition:box-shadow .2s}
[data-theme=dark] .plate{border-color:#C9D3E4}
.plate:focus-within{box-shadow:0 0 0 4px rgba(217,164,65,.25)}
.plate input{border:0;border-radius:0;background:#fff;color:#0B1B33;font-weight:800;font-size:22px;letter-spacing:.12em;text-transform:uppercase;padding:12px 16px;box-shadow:none!important;font-family:"DIN Alternate","Arial Narrow",Manrope,sans-serif}
.plate input::placeholder{color:#B4BCC9;opacity:1}
.plate i{display:grid;place-items:center;flex:none;width:52px;background:linear-gradient(180deg,#0099B5 0 32%,#CE1126 32% 35%,#fff 35% 65%,#CE1126 65% 68%,#1EB53A 68%);border-left:2px solid #0B1B33}
.plate i b{font-style:normal;font-size:13px;font-weight:800;color:#0B1B33;background:#fff;padding:1px 4px;border-radius:3px}
.os-a{display:grid;grid-template-columns:1.2fr 1fr;gap:10px}
.os-a .btn{padding:15px 12px;font-size:15px;white-space:normal;text-align:center}
.os-copy{padding:16px;border-radius:16px;background:var(--bg2)}
.os-copy[hidden]{display:none}
.os-copy p{font-size:13.5px;color:var(--muted);margin-bottom:10px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips button{display:inline-flex;gap:8px;align-items:center;padding:8px 12px;border-radius:10px;background:var(--card);border:1px dashed var(--gold);font-weight:800;font-size:14px;letter-spacing:.04em}
.chips button small{color:var(--muted);font-weight:600;letter-spacing:0}

.rv{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}

@media (max-width:1260px){.hdr .call-h{display:none}}
@media (max-width:1080px){
 .grid3,.why,.av-grid{grid-template-columns:repeat(2,1fr)}
 .steps{grid-template-columns:repeat(2,1fr)}
 .step::after{display:none}
 .ftr .g{grid-template-columns:1fr 1fr}
 .nav a{padding:9px 10px}
}
@media (max-width:1000px){
 .nav{display:none;position:absolute;top:76px;left:0;right:0;flex-direction:column;padding:12px 20px 20px;background:var(--bg);border-bottom:1px solid var(--line)}
 .nav.open{display:flex}
 .nav a{padding:14px 12px;font-size:17px}
 .burger{display:grid}
}
@media (max-width:920px){
 .hero .wrap,.split,.offices,.article{grid-template-columns:1fr}
 .cgrid{grid-template-columns:1fr 1fr}
 .cgrid>*,.cgrid>:nth-child(n+4){grid-column:auto}
 .cgrid>:nth-child(3){grid-column:span 2}
 .hero{padding:44px 0 72px}
 .visual{max-width:360px;order:-1}
 .toc{position:static}
 .sec{padding:72px 0}
}
@media (max-width:620px){
 .wrap{width:calc(100% - 32px)}
 .grid3,.why,.steps,.av-grid,.cgrid{grid-template-columns:1fr}
 .cgrid>:nth-child(3){grid-column:auto}
 .av-note{grid-template-columns:1fr;gap:10px;padding:24px}
 .trust{grid-template-columns:repeat(2,1fr);width:100%}
 .wm{font-size:14px;gap:4px}
 .wm b{padding:1px 5px}
 .brand{gap:8px}
 .brand img{width:34px}
 .hdr .wrap{gap:8px;height:68px}
 .tools{gap:6px}
 .nav{top:68px}
 .lang a{padding:5px 7px;font-size:12px}
 .ico-btn{width:38px;height:38px;border-radius:11px}
 .visual{max-width:230px}
 .chip{display:none}
 .cta .btn{flex:1 1 100%}
 .os-a,.os-g{grid-template-columns:1fr}
 .osago{padding:20px;border-radius:22px}
 .md-body{padding:24px 20px}
 .md{width:100%;max-width:100%;max-height:92dvh;margin:auto 0 0;border-radius:26px 26px 0 0}
 @keyframes mdin{from{transform:translateY(100%)}}
 .band{padding:34px 26px}
 .ftr .g{grid-template-columns:1fr}
 .fab{display:none}
 .band-a,.band-a .btn{width:100%}
 .mbar{display:grid;grid-template-columns:1fr 1fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:60;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:color-mix(in srgb,var(--bg) 90%,transparent);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-top:1px solid var(--line)}
 .mbar .btn{padding:14px 10px}
 body{padding-bottom:80px}
}
@media (max-width:380px){.wm{font-size:12.5px}.brand img{width:30px}}